Collabria Mastercard® Priceless® Trip to Bangkok Contest

FULL OFFICIAL RULES (THE “CONTEST RULES”):

CONTEST OVERVIEW: The Collabria Mastercard® Priceless Trip to Bangkok Contest (the “Contest”) is sponsored by Collabria Financial Services Inc. (the “Sponsor”) and is administered by Armstrong Partnership LP (the “Administrator”). The Contest runs from May 15, 2019, at 9:00:01 a.m. Eastern Time (“ET”) to August 15, 2019, at 11:59:59 p.m. ET (the “Contest Period”) and is subject to these official Contest Rules.

NO PURCHASE NECESSARY TO ENTER OR WIN.

1. ELIGIBILITY:

The Collabria Mastercard Priceless Trip to Bangkok Contest (the “Contest”) is open to individuals who (i) reside (at the time of entry, winner selection and prize fulfillment) in Canada excluding Quebec and (ii) have reached the age of majority in their province/territory of residence at the time of entry. Employees, representatives or agents (and those with whom such persons are domiciled, whether related or not) of Collabria Financial Services Inc. (the “Sponsor”), Mastercard Canada ULC (the “Prize Supplier”), Armstrong Partnership LP (the “Administrator”), participating credit unions, and each of their respective parent companies, related companies, affiliates, distributors, subsidiaries and advertising/promotion agencies (collectively, the “Contest Parties”) are not eligible to participate in the Contest. This Contest is subject to all applicable federal, provincial and local laws and regulations.

2. HOW TO ENTER:

  1. Primary Collabria Mastercard consumer credit card account holders from participating Collabria credit unions (see Schedule “A” below for a list of participating credit unions) will automatically receive one (1) Contest entry into the Grand Prize draw and one (1) entry into the draw for the applicable Secondary Prize Period based on the date of Eligible Transaction (as described in section 3 below) for each eligible Collabria Mastercard credit card purchase of $5 CDN or more (“Eligible Transaction”) made between May 15, 2019, at 9:00:01 a.m. Eastern Time (“ET”) and August 15, 2019, at 11:59:59 p.m. ET (the “Contest Period”) that is charged to their account, including any transactions made by supplementary cardholders on their account, provided the Eligible Transaction is posted to their account no later than August 20, 2019. Cash advances and balance transfers are not considered Eligible Transactions. Entries resulting from unauthorized Collabria Mastercard card use, made with lost, stolen or fraudulent Collabria Mastercard cards or made with Collabria Mastercard cards issued by non-participating credit unions, do not count as Eligible Transactions and are void. Account adjustment transactions/returns, and other fees assessed to Collabria Mastercard accounts are not considered Eligible Transactions for automatic entry. The winning account must be in good standing, not be delinquent and not otherwise have privileges suspended at the time of entry, winner selection and/or awarding of the prizes. Only purchases made with a Collabria consumer Mastercard credit card that is in good standing (at time of entry, winner selection and awarding of the prizes) and issued to an identifiable end user during the Contest Period are Eligible Transactions for automatic entry. Business cards are not eligible.

    Opt Out: If an eligible Collabria Mastercard account holder does not wish to be entered into this Contest, they may opt out from participation by August 30, 2019, by calling 1-866-225-8565.

    AND/OR

  2. No Purchase Necessary: To enter without purchase, hand-print your name, your complete mailing address (including postal code), email address, and telephone number on a plain piece of paper and mail it in a sealed postage prepaid envelope to Collabria Mastercard Priceless Trip to Bangkok Contest, No Purchase Entry, c/o Armstrong Partnership, 23 Prince Andrew Place, Toronto, Ontario M3C 2H2. Each mail-in entry that complies with the requirements will result in one (1) entry in the Grand Prize random prize draw and one (1) entry into the random draw for the applicable Secondary Prize Period as described below. Enter as often as you wish by mail, but each entry must: (i) be mailed in a separate sealed envelope with sufficient postage; and (ii) postmarked no later than August 15, 2019, and received no later than August 22, 2019. Incomplete and/or illegible entries are ineligible. No photocopied, computer-generated facsimiles mechanically reproduced, bulk or mass entries (i.e., more than one entry in an outer envelope) permitted. For the Secondary Prizes, no-purchase entries will be entered into the draw for the Secondary Prize Period (as defined in section 3 below) in which they were received. Entries that are postmarked by August 15, 2019, and received after the Contest Period has ended but no later than August 22, will be deemed to have been received in the Secondary Prize Period 3 (as defined below).

There is no limit to the number of entries. All entries, regardless of the method of entry, become the property of Sponsor and will not be acknowledged or returned. The decisions of the Sponsor with respect to all aspects of this Contest are final and binding on all entrants without right of appeal, including, without limitation, any decisions regarding the eligibility/disqualification of entries, Eligible Transactions and/or entrants. The Released Parties (defined below) are not responsible for lost, incomplete, illegible, late, misdirected, stolen, postage-due or mutilated automatic entries or mail-in entries; any error, omission, interruption, defect or delay in transmission or communication; technical or mechanical malfunctions; failures or malfunctions of phones, phone lines or telephone systems; interrupted or unavailable cable or satellite systems; errors in these Rules, in any Contest-related advertisements or other materials; failures of electronic equipment, computer hardware or software, or inaccurate entry information, whether caused by equipment, programming used in this Contest, human processing error or otherwise.

All entries (and Eligible Transactions) are subject to verification at any time. The Sponsor reserves the right, in its sole discretion, to require proof of identity and/or eligibility (in a form acceptable to the Sponsor – including, without limitation, government-issued photo identification) to participate in this Contest. Failure to provide such proof to the satisfaction of the Sponsor within five (5) business days may result in disqualification. The sole determinant of the time for the purposes of a valid entry in this Contest will be the Sponsor’s official clock.

Entrant Privacy: Your use of your Collabria Mastercard card to make a purchase during the Contest Period and/or your submission of a mail-in entry constitutes your consent to participate in this Contest and your consent for Sponsor and the Administrator to obtain, use, and transfer your name, card number, email and mailing addresses, phone number, age and other information for the purpose of administering this Contest, awarding the prizes, to comply with legal requirements and in accordance with the Sponsor’s Privacy Notice accessible at https://www.collabriacreditcards.ca/webres/file/privacypolicy.pdf.

Except where prohibited by law, acceptance of a prize constitutes winner's consent to Sponsor's and its agents' use of the winner's name, likeness, photograph, voice, opinions and/or city/province of residence for advertising and promotional purposes in any media, worldwide, without payment or consideration. You may be required to sign a document confirming your consent to this effect. Personal information of the Grand Prize winner may be stored on servers located in the United States and therefore subject to the laws of the U.S. and/or other jurisdictions.

3. PRIZES:

One (1) Grand Prize and fifteen (15) Secondary Prizes are available to be won.

The Grand Prize consists of a trip for the winner and a guest to Bangkok, Thailand, as part of a group tour package (the “Grand Prize”).

Grand Prize includes:

  1. roundtrip business class airfare for two (2) persons to Bangkok, Thailand, from the closest major (international/national) Canadian airport to the winner’s residence;
  2. six (6) nights’ hotel accommodation (based on one room, double occupancy) in a luxury hotel chosen by the Sponsor;
  3. airport transfer between hotel and airport in Bangkok, Thailand;
  4. two (2) days at leisure for winner and guest to explore;
  5. welcome reception on day 3 to kick off the group tour;
  6. four (4) breakfasts at the hotel;
  7. three (3) dinners for two (2) at top Bangkok restaurants with group tour;
  8. private cooking class with group tour;
  9. private Bangkok and historical site tours with group tour;
  10. a traditional Thai massage for two (2) persons (selection of spa is at sole discretion of the Sponsor); and
  11. a $1,250.00 USD Mastercard prepaid card for the winner.

Total approximate retail value of the Grand Prize is $30,000 CDN based on a Toronto, Ontario, departure example. The actual retail value of the Grand Prize depends on the point of departure and airfare and hotel rate fluctuations. The hotel accommodations and premium restaurants will be selected at the sole discretion of the Sponsor and are subject to availability. The Grand Prize winner is not entitled to any differences between stated approximate retail value and the actual value.Itinerary and program elements are at the discretion of the Prize Supplier and are subject to change.

The Grand Prize trip must be taken within December 2019 on dates determined by the Prize Supplier and are subject to change.
The Grand Prize winner and guest must agree to travel on the dates provided by the Prize Supplier’s designated agent. All expenses not specifically included above are the sole responsibility of the Grand Prize winner and/or their guest, including, but not limited to, the following costs: additional meals, baggage fees, miscellaneous fees, gratuities, taxes, health insurance or other insurance, travel to and from the airport in the city of departure, and items of a personal nature (note that the winner will be required to present a valid major credit card in their name at the time of hotel check-in to cover any incidental expenses). The Grand Prize winner and their guest are responsible for obtaining a valid passport, documents and/or other travel documents required for the trip. The Prize Supplier, the Sponsor and/or their designated agents will not replace any lost or stolen tickets, vouchers, certificates, or any other prize components once they are in the winner’s possession.

In relation to the Grand Prize, it is strongly recommended and encouraged that both the confirmed winner and their guest obtain sufficient personal travel and medical insurance prior to departure. Flights are subject to availability, blackout periods, government restrictions and regulations, and airline, airport, or other transportation restrictions and regulations.

The Released Parties (as defined in paragraph 4 below) are not responsible for any delay, postponement, suspension, rescheduling or cancellation, for any reason, of any aspect of the Grand Prize – including, but not limited to flight(s) or any other element(s) associated with any of the Grand Prize packages. Neither a confirmed winner nor their guest nor any other person or entity will be compensated in the event of such delay, cancellation, or other event contemplated herein. 

Secondary Prizes: There are fifteen (15) Secondary Prizes available to be won, each consisting of a Mastercard prepaid card valued at $500 CDN. Five (5) winners will be selected from eligible entries received for each of the following periods during the Contest Period: May 15, 2019, to June 15, 2019, (“Secondary Prize Period 1”); June 16, 2019, to July 15, 2019, (“Secondary Prize Period 2”) and July 16, 2019, to August 15, 2019, (“Secondary Prize Period 3”) (collectively, the “Secondary Prize Periods”). Each prepaid card is subject to the terms of its issuer.

Without limiting the generality of the foregoing, the following general conditions apply to the Grand and Secondary Prizes: (i) Grand Prize and Secondary Prizes must be accepted as awarded, are not transferable, assignable or convertible to cash, and there can be no substitutions (except as may otherwise be specifically permitted by Sponsor in its sole and absolute discretion); (ii) Grand Prize winner and  travel companion must travel on same itinerary in both directions; (iii) if the Grand Prize winner (and/or their guest) does not utilize any part(s) of the Grand Prize trip, then any such part(s) not utilized will be forfeited in their entirety and nothing will be substituted in their place; (iv) Sponsor and the Prize Supplier reserve the right at any time to: (a) place reasonable restrictions on the availability or use of the Grand Prize or any component thereof; and (b) substitute a prize or a component thereof for any reason with a prize or a prize component of equal or greater value, including, without limitation, but solely at the Prize Supplier’s sole discretion, a cash award; (v) all travel arrangements relating to the Grand Prize must be made through the Prize Supplier’s designated agent who will contact the confirmed Grand Prize winner to make the necessary arrangements; (vi) by accepting the Grand Prize, the Grand Prize winner agrees to waive all recourse against the Sponsor and the Prize Supplier if the Grand Prize or a component thereof does not prove satisfactory, either in whole or in part; (vii) Grand Prize winner’s guest must be the age of majority in their jurisdiction of residence and must sign and return the Sponsor’s release (by the date indicated on the release form) indicating that they waive all recourse against the Sponsor and the Prize Supplier relating to their participation in the Grand Prize (including, without limitation, any travel related thereto); and (viii) Grand Prize winner and their travel companion must not have any barrier to enter the destination country or re-enter into Canada.

4. WINNER SELECTION / NOTIFICATION / CONFIRMATION:

On September 3, 2019, at approximately 1:00 p.m. ET at 23 Prince Andrew Place in Toronto, Ontario, one (1) eligible entrant will be selected by random draw by the Administrator as the potential Grand Prize winner from all eligible entries received by automatic and mail-in entry during the Contest Period (except for mail-in entries, those entries date-stamped by August 15 and received by August 22, 2019, will be included). On July 5, 2019, at approximately 1:00 p.m. ET in Toronto, Ontario, five (5) eligible entrants will be selected by random draw from all eligible entries received by automatic and mail-in entry during Secondary Prize Period 1 as potential Secondary Prize winners. On August 2, 2019, at approximately 1:00 p.m. ET in Toronto, Ontario, five (5) eligible entrants will be selected by random draw from all eligible entries received by automatic and mail-in entry during Secondary Prize Period 2 as potential Secondary Prize winners. On September 3, 2019, at approximately 2:00 p.m. ET in Toronto, Ontario, five (5) eligible entrants will be selected by random draw from all eligible entries received by automatic and mail-in entry during Secondary Prize Period 3 (except for mail-in entries, those entries date-stamped by August 15 and received by August 22, 2019, will be included) as potential Secondary Prize winners. (Each of July 5, 2019, August 2, 2019, and September 3, 2019, shall be referred to herein as a “Draw Date”). Odds of winning the Grand Prize will depend on the number of eligible entries received during the Contest Period. Odds of winning a Secondary Prize will depend on the number of eligible entries received during each Secondary Prize Period.

Subject to verification of eligibility and compliance with these Contest Rules, the potential Grand Prize and Secondary Prize winners will be declared the official Grand Prize and Secondary Prize winners of the Contest. The Sponsor or its designated agent will make a minimum of three (3) attempts to contact the selected entrant by telephone or email within five (5) business days of the Draw Date. If a selected entrant cannot be contacted within five (5) business days of the Draw Date, or there is a return of any notification as undeliverable, then they will be disqualified (and forfeit all rights to their prize) and the Sponsor reserves the right, in its sole discretion, to randomly select an alternate eligible entrant for the applicable prize from among the remaining eligible entries received in accordance with these Contest Rules (in which case the foregoing provisions of this section shall apply to such new selected entrant). For greater certainty and the avoidance of any doubt, the Sponsor does not have the obligation to select an alternate eligible winner. The Grand Prize winner will be contacted directly by the Prize Supplier’s designated agent. Secondary Prizes will be mailed to the confirmed Secondary Prize winners within four to six weeks of winner confirmation.

By participating in this Contest and accepting the prizes, each prize winner hereby: (i) confirms compliance with these Contest Rules and acknowledges acceptance of the applicable prizes as awarded; (ii) agrees to release the Contest Parties from any and all claims, damages, liabilities, costs and expenses arising from any liability in connection with this Contest and/or their participation therein and/or the awarding and use/misuse of the prize or any portion thereof.

Prior to being declared the confirmed winner of a prize, each eligible selected entrant will be required to: (i) correctly answer a time-limited, mathematical skill-testing question (without electronic, mechanical or other assistance); and (ii) sign and submit the Sponsor’s Release form and the Sponsor’s Use of Image/Likeness and Testimonial Agreement within seven (7) business days of the date indicated, which (among other things): (a) confirms compliance with these Contest Rules; (b) acknowledges acceptance of the prizes as awarded; (c) releases the Contest Parties, Mastercard Canada ULC, Administrator, participating credit unions, and each of their respective officers, directors, employees, agents, representatives, successors and assigns (collectively, the “Released Parties”) from any and all liability in connection with this Contest, their participation therein and/or the awarding and use/misuse of the prize or any portion thereof; and (d) grants permission to the Releasee Parties to take visual and audio recordings in connection with the Contest and agrees to the publication, reproduction and/or other use of his/her name, address, voice, statements about the Contest and/or recordings, photograph or other likeness without further notice or compensation, in any publicity or advertisement carried out by the Sponsor in any manner whatsoever, including print, broadcast or the Internet. If an eligible winner: (i) fails to correctly answer the mathematical skill-testing question; (ii) fails to submit the properly executed Contest documents; (iii) otherwise fails to comply with these Contest Rules; and/or (iv) cannot accept the prize for any reason, then they will be disqualified and will forfeit all rights to the applicable prize. As noted above, in such event, the Sponsor does not have the obligation to select alternate eligible winners.

5. GENERAL CONDITIONS:

By participating in this Contest, each entrant: (i) agrees to be bound by these Contest Rules; (ii) agrees to release and hold harmless the Released Parties from and against any and all claims based on publicity rights, defamation, invasion of privacy, copyright infringement, trademark infringement or any other intellectual property–related cause of action; and (iii) releases the Released Parties from any and all liability in connection with this Contest and their participation therein.

The Released Parties will not be liable for: (i) any failure of any website during the Contest; (ii) any technical malfunction or other problems relating to the telephone network or lines, computer on-line systems, servers, access providers, computer equipment or software; (iii) the failure of any entry to be received for any reason including, but not limited to, technical problems or traffic congestion on the Internet or at any website or mobile network; (iv) any injury or damage to an entrant's or any other person's computer or other device related to or resulting from participating or downloading any material in the Contest; and/or (v) any combination of the above.

The Sponsor reserves the right, in its sole and absolute discretion, to withdraw, suspend or amend this Contest in any way, in the event of an error, technical problem, computer virus, bug, tampering, unauthorized intervention, fraud, technical failure or any other cause beyond the reasonable control of the Sponsor that interferes with the proper conduct of this Contest as contemplated by these Contest Rules. Any attempt to deliberately damage any website or to undermine the legitimate operation of this Contest is a violation of criminal and civil laws and should such an attempt be made the Sponsor reserves the right to seek remedies and damages to the fullest extent permitted by law. The Sponsor reserves the right, in its sole and absolute discretion to cancel, amend, or suspend this Contest, or to amend these Contest Rules, without prior notice or obligation, in the event of any accident, printing, administrative, human processing error, other error of any kind, or for any other reason.

This Contest is governed by the laws of Ontario and the laws of Canada applicable therein. The decisions of the Sponsor with respect to all aspects of this Contest are final and binding on all entrants without right of appeal, including, without limitation, any decisions regarding the eligibility/disqualification of entrants and/or entries.

The Sponsor reserves the right, in its sole and absolute discretion and without prior notice, to adjust any of the dates and/or timeframes stipulated in these Contest Rules, to the extent necessary, for purposes of verifying compliance by any entrant or entry with these Contest Rules, or as a result of technical problems, or in light of any other circumstances which, in the opinion of the Sponsor, in its sole and absolute discretion, affect the proper administration of the Contest as contemplated in these Contest Rules.

By entering this Contest, each entrant expressly consents to the Sponsor, its agents and/or representatives, collecting and using the personal information submitted with his/her entry only for the purpose of administering the Contest in accordance with Sponsor's privacy policy available at (https://www.collabriacreditcards.ca/webres/file/privacypolicy.pdf) unless the entrant otherwise agrees.

In the event of any discrepancy or inconsistency between the terms and conditions of these Contest Rules and disclosures or other statements contained in any Contest-related materials, including, but not limited to website, print and/or online advertising, the terms and conditions of these Contest Rules shall prevail, govern and control.

Sponsor: Collabria Financial Services Inc., 1414 8 St SW #280, Calgary, AB T2R 1J6.

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Schedule “A”
Participating Credit Unions

  • Citizens Credit Union
  • Sandhills Credit Union
  • Thorold Community Credit Union
  • Vancouver Firefighters
  • iNova Credit Union
  • The Credit Union
  • Bruno Savings and Credit Union Limited
  • Morell Credit Union
  • North Sydney Credit Union
  • Dominion Credit Union
  • Pincher Creek Credit Union Limited
  • Khalsa Credit Union (Alberta) Limited
  • Lafleche Credit Union
  • North Valley Credit Union
  • Macklin Credit Union Limited
  • St. Gregor Credit Union Limited
  • Princess Credit Union
  • New Waterford Credit Union
  • Saskatoon City Employees Credit Union
  • LaHave River Credit Union
  • New Community Credit Union
  • Reddy Kilowatt Credit Union
  • Prairie Pride Credit Union
  • Blackville Credit Union
  • Raymore Credit Union
  • Foam Lake Savings & Credit Union Limited
  • Acadian Credit Union
  • New Ross Credit Union
  • St. Joseph’s Credit Union
  • Health Care Credit Union
  • Teachers Plus Credit Union
  • Provincial Government Employees Credit Union
  • Churchbridge Credit Union
  • Union Bay Credit Union
  • Biggar & District Credit Union
  • Minnedosa Credit Union Limited
  • Glace Bay Central Credit Union
  • Ontario Educational Credit Union
  • Souris Credit Union
  • EasternEdge Credit Union
  • Venture Credit Union
  • Hamilton Sound Credit Union
  • Vermilion Credit Union Ltd.
  • Victory Credit Union
  • Beaubear Credit Union
  • Winnipeg Police Credit Union
  • Accent Credit Union
  • Beaumont Credit Union
  • Community Credit Union
  • Estonian Credit Union
  • Public Service Credit Union
  • Ladysmith & District Credit Union
  • Belgian-Alliance Credit Union
  • Columbia Valley Credit Union
  • Malpeque Bay Credit Union
  • Revelstoke Credit Union
  • Rosenort Credit Union
  • New Brunswick Teachers’ Association Credit Union
  • River City Credit Union
  • Caisse populaire de Clare
  • Christian Credit Union
  • Cape Breton Credit Union
  • Progressive Credit Union
  • Southwest Regional Credit Union
  • Community Credit Union of Cumberland Colchester
  • Crossroads Credit Union
  • Summerland Credit Union
  • Heritage Credit Union
  • Swan Valley Credit Union
  • Tignish Credit Union
  • Consolidated Credit Union
  • Coastal Financial Credit Union
  • Niverville Credit Union
  • Rocky Credit Union Ltd
  • Leading Edge Credit Union
  • Advance Savings Credit Union
  • Évangéline-Central Credit Union
  • Weyburn Credit Union
  • Eagle River Credit Union
  • Plainsview Credit Union
  • Carpathia Credit Union Limited
  • OMISTA Credit Union
  • Valley Credit Union
  • First Calgary Financial
  • East Kootenay Community Credit Union
  • Sharons Credit Union
  • Kingston Community Credit Union
  • Encompass Credit Union
  • AWCCU Financial
  • Motor City Community Credit Union
  • Healthcare & Municipal Employees’ Credit Union
  • The Police Credit Union
  • Sydney Credit Union
  • Diamond North Credit Union
  • Williams Lake and District Credit Union
  • Khalsa Credit Union
  • Provincial Credit Union
  • Bulkley Valley Credit Union
  • Northern Savings Credit Union
  • Sudbury Credit Union
  • Stride Credit Union
  • 1st Choice Savings and Credit Union Ltd.
  • North Peace Savings and Credit Union
  • Mountain View Financial, a division of Connect First Credit Union
  • Aldergrove Credit Union
  • St. Stanislaus-St. Casimir’s Polish Parishes Credit Union Limited
  • SASCU
  • PenFinancial Credit Union
  • Community First
  • Credit Union Atlantic
  • BCU Financial
  • Newfoundland and Labrador Credit Union
  • Vision Credit Union
  • Kindred Credit Union
  • Mainstreet Credit Union
  • Cornerstone Credit Union
  • Ukrainian Credit Union
  • Sunrise Credit Union
  • Synergy Credit Union
  • Integris Credit Union
  • Bayview Credit Union
  • G&F Financial Group
  • Crosstown Civic Credit Union
  • PACE Savings & Credit Union
  • East Coast Credit Union
  • BlueShore Financial
  • Westoba Credit Union
  • Kawartha Credit Union Limited
  • Access Credit Union
  • Your Neighbourhood Credit Union
  • Caisse populaire Alliance limitée
  • Island Savings
  • Cambrian Credit Union
  • Valley First
  • Interior Savings
  • Coastal Community
  • Steinbach Credit Union
  • Envision Financial
  • Chinook Financial
  • Enderby & District Financial